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It's hard to believe it's been a year since we lost him.

My grandfather died on Oct. 13 last year after a stroke left him not really knowing who he was.

He remembered me sometimes, but most of the time he didn't. He might have seen my parents and me as people who visited him occasionally, or more of the people who were just around him all of the time. We will never really know.

He was my last living grandparent. That made his death especially hard for me.

Some people are gifted with beautiful solo voices to bless an audience. Other singers, perhaps not quite as vocally talented, bless others with quartet voices. Then there are those that bless others by not singing.

I've always thought of myself as being in that latter category, but that's changed of late.

Let me back up.

I can look back over the years and recall lots of things my parents taught me, but one has always stood out above the others. My mom always said that when it comes to money, it's easier to talk for it than to work for it.

I've put that message to work many times over the years, and I've even used it a few times recently. I'll tell you about two of my experiences in the past month, and they may help you save a little money, too.

Earlier this month, the infamous "picketers" arrived at Campbellsville University with signs declaring doom to students who did not repent from their "progressive" theologies.

While many see groups such as this one as intolerant or crazy, it's important not to get lost in fighting against their "preaching."

Though I don't agree with what this group has to say, I most certainly think they have a right to stand on the sidewalk and defend what they believe.